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January 26, 2012



Good interpretation. Agreed and makes sense. On another point does a strict reading of 3.2.1 therefore mean (in yr opinion) that contributions must strictly be made on an annual basis and that they cannot be held over until the next period. I'm particularly thinking about business loans as per the matrix where the outstanding loan amount is considered to be the ED contibution. A strict reading seems to suggest that any contribution must be made annually and that any "old" contributions will fall away. Any thoughts??

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